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If You Have Fine Art, Your Homeowner's Policy May Not Cover It

Do you have expensive art in your home: Paintings, sculptures, glass works, textiles, ornamental jewelry and other items? But while you may have art, is it “fine art” – a one-of-a-kind work that may have some historic or artistic significance that required a specific fine skill to create and is unique?

If you’re assuming that your homeowner’s insurance will cover your fine art, you may be disappointed. This is what you need to do.

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