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Wildfires Make Homeowner's Insurance Harder to Come By

In Western states and other parts of the country that are prone to wildfires, homeowner’s insurance is getting harder to come by, rates are going up and insurance companies are getting more selective about whom they choose to cover.

Homeowners that don’t take care to create a “defensible space” around their home, risk having their coverage non-renewed or their rates increase. In addition, some insurance companies have started pulling out of certain areas, which has added to the issue. What’s a homeowner to do?

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