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With tax season upon us your personal information is floating around everywhere and identity thieves are working overtime to steal it. From Social Security numbers to employer and income information, it's an identity theft nightmare waiting to happen.

Don't think it can happen to you? According to Javelin Strategy and Research, 40 million U.S. adults were victims of identity theft in 2022, resulting in $43 billion in losses

The Biden administration has rolled back regulations that allow Americans to stay on short-term health insurance plans for up to three years while still satisfying the Affordable Care Act's individual mandate.

These controversial plans are not full-fledged health plans; they offer limited scope of insurance that caps coverage for many services, and they are not subject to ACA consumer protection rules that bar discrimination and guarantee coverage regardless of pre-existing conditions. Here's what the new rules do.

If you've noticed a lot of employees asking for time off for a "mental health day," you aren't alone.

A recent study found that the number of mental health leave-of-absence requests has grown by a third since the COVID-19 pandemic. And, data from ComPsych, a provider of employee assistance programs, shows that such leave requests have skyrocketed by more than 300% in the past six years. With stress and anxiety piling up for American workers, what's an employer to do?

A recent study found that employers who offer health insurance coverage to their staff had an average return on investment of 47%, meaning that for every $1 an employer spends, it will receive $1.47 in benefits.

The study confirms that offering health coverage does more than meet a basic need for your staff. Employers that offer this coverage are more successful in the competition for talent. So how exactly is that return on investment generated?

If you have accumulated significant cash value within a permanent life insurance policy, congratulations.

Thanks to the tremendous tax advantages that Congress has given to provide for incentives for families to protect themselves with life insurance, and to the protection aspect itself, a life policy is a great place to keep money. This item looks at some of the most common options for dealing with your policy's cash value.

According to a study conducted by the Society of Actuaries, paying for long-term care and inflation were the two main concerns of individuals who were nearing retirement or those who had recently retired.

The study's purpose was to identify financial decisions and resource management habits for pre-retirees and retirees. The survey found that the majority of pre-retirees were unprepared for the future. 

As summer approaches, many families with children will buy trampolines or bring one out from winter storage so the kids and their friends - and maybe even parents - can bounce to their hearts' delight.

But while they are fun, they can also be dangerous, with 100,000 Americans seeking emergency-room treatment for trampoline-related injuries a year, according to the U. S. Consumer Product Safety Commission. This means you have a potential liability should a guest be injured playing on a trampoline.

With the California commercial property and homeowner's insurance markets increasingly stressed with fewer and fewer insurers willing to write policies in the Golden State, the insurance commissioner has floated a plan aimed at easing the crisis.

The main thrust of the proposal is to make it easier for insurers to get their rate-hike requests approved, efforts that have been stifled due to regulations that have been on the books since the early 1990s. This is part of a multi-pronged plan aimed at fixing the distressed property insurance market in California.

Nobody wants to be left with a shortage of funds when they hit retirement, and to avoid that unpleasant scenario planning is essential.

Planning, however, starts with imagining what want to do in retirement, how you plan to pay for ongoing expenses and if you want to leave anything for your heirs after you pass. Some see retirement as a time to start a new career. Others plan to travel and see the world, while some simply want to spend more time with family and friends. With that in mind, this item offers some things to consider.

As more and more people are returning to work in offices after working remotely for a few years since the COVID-19 pandemic arrived, bullying and other workplace misconduct is increasing, according to a new study.

The study found increases in employee misconduct growing across industry sectors, putting employee morale, retention and productivity at risk for affected companies. If pervasive enough, it can turn into a legal liability for an employer as well as a blot on its corporate reputation. It's crucial for employers to understand the problem of misconduct and take steps to eliminate it.

One Saturday afternoon your friend calls you up and asks: "Dude, can I borrow your car for a few hours today? Mine's in the shop."

You don't think much about it and hand over your keys.

But what do you do if your friend has an accident? Will your insurance cover the damage, or does theirs?

Besides your loss of property, one of the main concerns you may have if your home has been damaged by a fire or other calamity is how to pay for your living expenses as you wait for it to be repaired.

Fortunately, the standard homeowner's policy will cover you for "loss of use" — meaning your living expenses like staying in a hotel while your home is repaired. Here's how it works and what it covers.