Article & Content Library
Our expansive content library separates us from our competition. With more than 5,000 articles to choose from, you will easily find the content you need for your agency.
We write 25 to 30 new articles a month covering 27 sub-categories, so there is always fresh content available. We stay on top of trends, regulations, laws, legal precedents and more to ensure that the you choose from content is timely and salient to your clients.
We write articles your clients will want to read, which in turn will help establish you as an authority. Since your clients are not insurance professionals, we don’t get bogged down in jargon and instead write “news that our clients can use.” Our articles are written by insurance journalists and industry professionals with a combined 50 years of experience covering all facets of the industry.
We also take requests. If you don’t see an article in our inventory that you would like to see covered, you can submit article suggestions via an online form that is available in our user portal. As an InsuranceNewsletters member you can edit any of our articles, allowing you to personalize the content specifically for your agency.
Let us show you how our professionally written articles can get you seen as a trusted source of invaluable information and give your agency a competitive edge.
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Critical Illness Insurance Provides Vital Protection to Employees
The typical family's income slips by more than $12,000 in the year after a breadwinner suffers a critical illness such as a heart attack, stroke or cancer, according to a study by Metropolitan Life Insurance Company.
This reduction of income isn't primarily due to lack of medical coverage. It is actually attributed to the inability to work and earn an income. How can you help your employees weather the storm if they have a critical illness? Find out here.
Medicare to Test AI-Driven Prior Authorizations
In a pilot project starting in 2026, the Centers for Medicare & Medicaid Services will implement a prior authorization requirement in Original Medicare for a select list of outpatient services.
The new pilot, called the WISeR Model, will roll out in six states: New Jersey, Ohio, Oklahoma, Texas, Arizona and Washington. The new initiative will be driven by artificial intelligence, which CMS hopes will speed up the prior authorization process while ensuring that beneficiaries receive services that are safe, appropriate and backed by clinical evidence.
Hack Exposes Personal Information of 103,000 Medicare Beneficiaries
The Centers for Medicare & Medicaid Services is notifying approximately 103,000 Medicare beneficiaries that their personal information may have been compromised in a significant data breach involving unauthorized Medicare.gov account creation.
Affected beneficiaries will receive new Medicare cards with new numbers, but they may want to take additional steps to protect their information. If you are on Medicare, here's what you need to know.
Five Medical Services Medicare Doesn't Cover
While Medicare, and especially Medicare Advantage, comes with a number of great and low-cost benefits, it does not cover all health care services that you may need after you turn 65.
To make sure you understand the limits of Medicare and to perhaps prompt you to check your Medicare Advantage policy (if you have one), you should look at the list in this item.
Why You May Want to Keep Your Life Insurance in Retirement
Many people, after their children have grown and they've paid off the mortgage, consider not renewing their term life insurance coverage or surrendering their permanent life policy, particularly as they near retirement.
But that may not always be the best strategy, and there are instances when maintaining a life insurance policy in your retirement makes sense. The decision should be based on your finances and life circumstances. Here are some instances where keeping life coverage in retirement is the sensible course of action.
Review Your Property Coverage Limits as Construction Inflation Continues Apace
Rapidly rising commercial building construction costs could result in your facility being underinsured if you suffer a major loss and haven't increased your insurance policy replacement cost limits lately.
Your policy has a maximum amount it will pay to rebuild your building, and that limit should reflect current construction costs. Otherwise, the policy may not be enough to pay for rebuilding after a total loss like a fire razing your business. And whatever the insurance doesn't cover, you would have to pay out of pocket.
Contractors Should Assess Their Pollution Liability Exposure
Pollution and environmental claims always linger as a threat to contractors of all types and can lead to significant costs for cleanup, remediation and potential legal liabilities.
Pollution claims against contractors typically concern surface water contamination, chemical spills, inappropriate disposal of hazardous materials, asbestos exposure, and mold and bacteria caused by poorly installed heating, ventilation and air conditioning systems. Any of these can lead to lawsuits and significant liability exposure that could cripple a small or mid-sized construction firm.
How Trump's Trade Policies Affect Insurance Costs
President Trump's sweeping return to tariff-heavy trade policies in 2025 is sending ripples across the economy, including the cost of property insurance claims.
The latest round of tariffs, which include steep duties on imported construction materials and auto parts, many of which are sourced from China, threatens to drive up claims costs in both personal and commercial lines, particularly property and vehicle insurance. The result is likely to be higher insurance rates to account for higher claims costs.
How to Prepare Your Business for Blackouts
During wildfire season, utilities with equipment in at-risk areas will often cut power during high-wind events to reduce the risk of ignition from downed power lines.
While the practice can prevent a fire from starting, it can put businesses in a bind by hampering operations and even putting perishable items at risk of spoiling if the outage lasts for an extended period. Businesses in these areas need to be prepared for these potential blackouts.
Insurance Challenge: The Growing Danger of Flooding
The devastating floods that hit Texas in July 2025 and the massive flooding in North Carolina a few months earlier are a sobering reminder that floods can happen suddenly, with little warning, and increasingly in areas not designated as flood zones.
As climate change fuels more intense storms, longer rainy seasons and unprecedented weather patterns, flooding is no longer confined to the coasts or riverbanks. If you live in an area outside a flood zone, your home could be at risk — and homeowner's insurance doesn't cover flood damage. Here's what's happening and why you may be exposed to financial peril.
More Employers Offer Menopause Benefits
A growing number of employers are adding menopause-related benefits to their health and wellness programs, recognizing both the personal and business impact of this phase of women's health.
According to a 2023 Mayo Clinic report, menopause-related symptoms are responsible for an estimated $1.8 billion in lost workdays annually in the U.S. largely due to absenteeism and diminished productivity.
As a result, employers such as Microsoft, IBM and several large financial institutions have already launched menopause initiatives.
Legislative Wrap-Up: Three Health Benefits Bills Employers Should Know About
Health insurance is back on the legislative agenda in Washington, with several proposals that could reshape how employers provide coverage to their workers.
Three bills gaining traction in the House aim to overhaul parts of the Affordable Care Act, expand access to group health plans for small employers and protect the use of stop-loss insurance for self-insured plans.
Here's a summary of what's on the table and how it could affect employers.
Our Blog
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