Article & Content Library

Ransomware attacks on manufacturers are increasing, and criminals are becoming adept at shutting down production for days, weeks and even months, costing victimized firms millions of dollars in production losses and disrupted sales.

As cybercriminals grow more sophisticated, manufacturers have become prime targets. Modern factories rely on interconnected production equipment, industrial control systems and enterprise software to keep operations moving. When those systems are compromised, the effects can ripple across an entire organization.

As hybrid work becomes permanent in many workplaces, employers have struggled with a recurring wage-and-hour question: If a non-exempt employee works from home and in the office on the same day, does the drive between those locations become compensable time?

A growing social media phenomenon known as the "teen takeover" is creating new liability concerns for owners of shopping centers, strip malls and other retail properties.

Organized on social media, these gatherings can attract hundreds of teenagers to a shopping center, beach, park or even a street with little warning. While many begin as informal meetups, some have escalated into fights, vandalism, theft, assaults or other criminal activity. What can a commercial property owner do?

New survey data shows that entrepreneurs recognize the importance of prioritizing business insurance early but may slack off in later years as they wrestle with the costs and cash-flow issues of running a small business.

The findings echo earlier research showing that many business owners struggle to understand what their insurance policies cover and often purchase only the minimum coverage required by law. As businesses grow, their risks may change but their insurance may not keep pace. That can be a costly mistake.

Southern California Edison says it has offered more than $750 million to homeowners, renters, businesses and others through a new voluntary program for losses caused by the Eaton Fire, which devastated parts of Altadena and Pasadena in January 2025.

The Wildfire Recovery Compensation Program was created to provide an alternative to what could be years of litigation. Rather than waiting for lawsuits to work their way through the courts, eligible claimants can submit claims directly to SCE.  Here's how it works.

A new study from hotel giant Hilton suggests that employees who have strong working relationships with their managers are more likely to be engaged at work and stay with their employer. And the more managers buy into cross-training and mentorship, the more they can strengthen retention and attract new talent.

According to the report, when workers feel supported, stable and encouraged to grow, employers benefit from greater dependability and loyalty. As employees gain confidence and commit to working toward the same purpose, their organizations can benefit from better products or services and greater customer satisfaction.

The number of Americans exposed to hurricane risk increases with each passing year amid the growing risks associated with living near the coast along large swaths of the Eastern Seaboard and the Gulf of Mexico.

If you live in an area that is susceptible to hurricanes, it's imperative that you have an emergency plan and know what to do when it's time to evacuate. You should also be prepared to file a claim and understand the steps to take before moving back into a damaged home.

The key to getting your claim paid quickly and starting repair work is preparing well in advance. Here are steps you can take to make filing your claim much easier.

As claims costs for roof damage caused by heavy storms and natural catastrophes have soared in recent years, homeowner's insurers have become increasingly selective about the age and type of roof a policyholder has.

Insurers are increasingly requiring homeowners to replace old roofs to avoid policy non-renewal or limited coverage for roof damage. What is considered "old" varies by roof type. Here's what insurers are doing and how it could affect you.

Determining who is legally responsible in an auto accident requires identifying who the negligent party is.

In most cases, common sense can be used to determine fault, but often drivers do not know exactly which laws were broken by the at-fault party. This makes it more difficult to prove a case to an insurer when making a claim.

But if you know where to look, you can provide proof of who was at fault.

You drive your new car off the lot and a few days later another driver runs a red light, smashing into your car and severely mangling most of the front end and irreparably damaging the frame - totaling the vehicle. 

Luckily nobody was injured, but will insurance cover the total loss? Are you expecting the insurer to pay off the loan and you can be on your merry way? That may not always be the case.

Medicare beneficiaries who receive certain physician-administered prescription drugs in hospitals could see significantly lower out-of-pocket costs under a new proposal from the Trump administration.

The Centers for Medicare & Medicaid Services (CMS) has proposed changing how Medicare reimburses hospitals that participate in the federal 340B Drug Pricing Program, which aims to support hospitals and clinics that serve many low-income patients. Administration officials estimate that the change would save Medicare beneficiaries about $1.1 billion in copayments next year, with the average affected Part B enrollee saving roughly $800 annually in out-of-pocket costs.

California Insurance Commissioner Ricardo Lara has ordered an average 6.6% increase in the advisory workers' compensation benchmark rate for policies incepting on or after Sept. 1, 2026, marking the second consecutive increase after more than a decade of declining rates.

What are the costs that drove the decision?