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You may believe in a notion of "share and share alike," when considering how you will divide your assets. Although this may seem like the fairest path and the best way to avoid conflicts, it can still result in sore feelings and, sadly, litigation.

Equality does not necessarily result in fairness. You must, therefore, be willing to seek a division of assets that takes into account the particular circumstances of each child. Here's what you need to consider. 

It's that time of year again! December is your last chance during the year to make certain tax moves. It's also a great time to do some tidying up to ensure your finances are on a sound footing for the next year.

Here are some smart moves you should be considering as we head into the end of the year.

Many homeowners are at risk of being underinsured as their insurance coverage limits may have become inadequate due to the surging costs of home repairs and rebuilding costs.

If your policy limits have not kept up with construction inflation, you could be underinsured in case of a total loss like a fire raging your home, and whatever the insurance doesn't cover, you'd have to pay out of pocket. Here's what's going on and what you should do to ensure you won't be left in that situation if you have a large claim.

Many businesses devote their cyber security dollars to technologies designed to prevent attacks, such as firewalls, virtual private networks and anti-malware applications.

However, an October 2023 report indicates that they might do better to focus both on prevention and detection. Enhanced emphasis on detection could make cyber attacks less severe, resulting in smaller cyber insurance claims and possibly lower future premiums.

The holiday season is fast approaching and with it comes a surge in drunk driving as many festivities include alcohol consumption for many Americans.

Studies have found that traffic fatalities do tend to spike around Christmas, New Year's Eve and Fourth of July. The tragedy is that drunk driving incidents are preventable — with a little bit of planning, due diligence, and assertiveness on the part of responsible people.  

Here's how to hold a party responsibly and what do to if you plan on attending a party and drinking.

Millions of Americans take to the water each year during boating season, traveling the coastlines, rivers, lakes and canals all over the country. Boat owners spend significant amounts of money buying and maintaining their boats. The need for insurance protection when the boat is on the water is obvious, but many boat owners question the need for it during the off-season. Here's why that's a bad idea.

If you have employees who work with hazardous substances, you are required to train them in their safe use, transport and storage.

Winter driving can be challenging, with icy roads, snow-covered surfaces and frigid temperatures posing significant risks to drivers.

While safe driving plays a critical role, many modern vehicles come equipped with advanced safety features designed to enhance winter driving. These innovations can contribute to a safer and more comfortable driving experience in cold and snowy conditions.

The Equal Employment Opportunity Commission has issued proposed language to update its guidance on harassment in the workplace.

The proposed guidance "reflects notable changes in law, including the Supreme Court's 2020 decision in Bostock vs. Clayton County (which held that LGBTQ individuals are protected from workplace discrimination under Title VII), the #MeToo movement and emerging issues, such as virtual or online harassment," the EEOC wrote in its introduction to the proposed guidance. You'll want to read up on this guidance to make sure your policies are up to date.

Pickleball is the fastest growing sport among American seniors and it's no wonder: It's a fun way to get exercise, it's easy to learn and it's easy on the joints.

The sport has gotten so popular that many racket clubs that have focused on tennis are converting those courts to pickleball courts. Besides the tennis clubs, the sport has grown in popularity in senior communities as well. The biggest bonus to playing pickleball is its many health benefits.

Choosing the right Medicare plan is one of the most important decisions you have to make as a senior. Since there are hundreds of policies to consider when choosing, and an overabundance of information to plow through with each one, most people just get frustrated and guess when they choose a policy.

Here's a quick guide to getting it right.

The standard monthly Medicare Part B premium will increase 6% for 2024, about $10 more than what seniors are paying in 2023. Medicare Part B covers doctor's services, outpatient hospital services, some home health services and durable medical equipment.

Also rising is the Part B deductible and the deductible for Part A (which covers inpatient hospital and related services). The increases are due to the rapid rise in health care costs, which is pushing health insurance premiums higher nationwide. Here's what to expect in 2024.