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The Federal Trade Commission has announced that it plans to vacate a Biden-era regulation banning non-compete agreements, a rule that had been put on hold by two courts shortly after it took effect in 2024.

As part of the FTC's move, the Department of Justice announced that it would abandon its defense in those cases. Despite the move, the FTC will continue to regulate the use of noncompetes and take action against employers who use them onerously. If you use noncompetes, you'll want to read this.

Under new federal guidance released early in September, starting with the 2026 plan year, more Americans will be able to buy catastrophic health insurance that features ultra-low premiums in exchange for ultra-high deductibles.

The Centers for Medicare & Medicaid Services announced that it will loosen the rules that govern who qualifies for these low-premium, high-deductible plans ahead of

the expiration of enhanced Affordable Care Act subsidies at the end of 2025. Here's how the new guidance expands eligibility to more people.

An insurance agent has filed papers with the state of California to qualify an initiative for the 2026 election that would repeal Proposition 103, a landmark insurance measure that has tightly regulated property and auto insurance rates since 1989.

The long-shot effort, which still has a big hill to climb, would likely increase prices but also coverage options if successful. Here's what's going on.

In an effort to bring more insurers back into California's homeowners and commercial property insurance market, the state Department of Insurance has approved new wildfire risk models that insurers can use to assess how likely wildfires are to damage properties in certain areas.

Insurers have been pushing for this change over the last few years, saying restrictive regulations have kept them from adequately factoring in wildfire risk when pricing policies in areas more exposed to these catastrophes.  Here's how this change may affect your coverage or ability to secure coverage, particularly if you live in an area with wildfire exposure.

Contractors should be interested in the financial ratings and solvency measures of their insurance companies to protect themselves from breach of contracts if their insurer suddenly runs into financial problems.

For starters, contract owners often require contractors to purchase their insurance from companies that have a specific rating as a minimum standard. The owners want to ensure that the carrier its contractors use have the financial wherewithal to pay claims that may arise.

Accidents in the home don't just happen to the people who live there. Guests can slip on a wet floor, trip on a rug or fall on the steps outside.

If they're injured, you could be held responsible for their medical bills and, in serious cases, face a lawsuit. That's why keeping your home safe and making sure your insurance limits are adequate is critical.

During the summer months, many people like to head off into the backcountry to drive ATVs and dune buggies.

These toys, while fun, can also injure third parties or damage their property if you crash into them. If that happens, neither your auto insurance nor your homeowner's insurance will cover the damage or injuries.

The kitchen is one of the most common sources of home fires, and cooking fires are the most expensive to repair.

The average cooking fire ends up costing more than $30,000, which is four times higher than the next most expensive type of homeowner's claim, according to a study by Nationwide Insurance. With that in mind, here are some precautions you can take as well as tips on what to do if a fire breaks out in your kitchen.

If you're like most people, it's always in the back of your mind when you decline the car insurance when renting a vehicle while away on vacation or business.

If you've ever opted for full supplemental coverage, you've likely noticed that the cost of your rental skyrockets by more than 50% in many cases. But, what if you already have insurance for your personal vehicle? Do you still need extra cover? Here's what you need to know.

One misconception about homeowner's liability insurance coverage is that it only covers incidents in the home. 

But, the coverage under the comprehensive personal liability portion of your homeowner's policy is not limited by location. Here are some examples of what likely would be covered by the personal liability part of your policy.

The Departments of Labor, Treasury and Health and Human Services announced that they will no longer enforce a 2024 rule limiting short-term health insurance to three months.

The decision leaves the door open for insurers to once again issue these policies for up to three years, as they were permitted under rules implemented during President Trump's first term. The agencies emphasized that the rule itself remains in place but said they "do not intend to prioritize enforcement actions" against plans that exceed the Biden-era restrictions. What does this mean for employers?

Now that children are starting a new school year and with most institutions now open for in-person classes, drivers need to be aware of school zone safety.

Traffic is often congested outside of schools early in the day as parents drop their kids off, and after school when they fetch them. If you are a passing motorist, use extreme caution particularly near children who are walking to school. This item offers some tips to protect lives.