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With about 75% of employees in the U.S. using their own devices for work communications and productivity, businesses must implement safeguards to avoid company data from being compromised should a device be stolen, hacked or contract a virus.

But, while a business can install certain software and make security settings on its own phones, the task is harder when your workers want to use their own devices for their jobs. Here are some best practices to follow.

Thousands of American families have been affected by the tragedy of someone with a substance abuse problem.

For many, especially during the COVID-19 pandemic, finding available and affordable treatment has been difficult or impossible. Recently, however, virtual treatment options have become available, and some insurance companies are beginning to pay for them.

This is an important development for both the group health insurance arena as well as the individual health insurance market.

The COVID-19 pandemic has millions of people looking carefully at life insurance. Policy sales were up almost 11% in the first quarter of 2021, compared to the same period a year ago. 

Nearly one in three consumers nationwide say COVID-19 has made them more likely to buy life insurance in the next 12 months. Because it's a new disease, many people have concerns and wonder if life insurance will cover a coronavirus-related death and whether they can get coverage if they have or have had COVID-19.

Here are the answers to those questions and more.

With confrontations between angry customers and employees just trying to do their jobs increasing during the pandemic, employers need to make sure they have policies in place to protect workers who are confronted.

If you are not doing all you can to protect them against violence and harassment by customers or vendors through training and policies, you could be sued for those failures. How do you protect your staff and your company?

The Biden administration has announced plans to require businesses with 100 or more employees to require their workers to be vaccinated for COVID-19 or be tested for the coronavirus on a weekly basis.

Employers are obviously concerned about the impending rules, particularly how they will be enforced and how to handle employees that opt for weekly testing or who refuse to be vaccinated based on religious or health reasons. Here's what you need to know and how you can prepare for this impending rule.

As the 2022 Medicare annual enrollment period nears, premiums and deductibles are set to increase, but there are also added benefits in store for Medicare Advantage enrollees.

Here's what we currently know about what Medicare and Medicare Advantage enrollees can expect for the 2022 policy year.

Getting a divorce means making changes. Just about every aspect of your current lifestyle will be altered, and your life insurance needs are no exception. However, just because you're getting divorced doesn't mean you should drop your life coverage altogether.

Here's why.

Many retirees end up regretting not having waited to retire later and collect a paycheck for a few more years when they are suddenly hit by unexpected costs from health issues and life events.

Had they held out a few more years, they could have seen a significant increase in the amount of Social Security income they collect and hence have more money for covering those health issues and other life events. Here's how it works, and why waiting to collect and talking to us about your financial future can set you on the path towards a comfortable retirement.

Employers are being hit with a wave of COVID-19-related employment lawsuits, which is starting to have an effect on employment practices liability insurance rates and coverages.

A tally by the law firm of Fisher Phillips found that as of August 2021 there had been 2,950 COVID-19-related employment lawsuits filed in the U.S. Most of the complaints concern remote work arrangements, workplace safety and discrimination. What's the outlook going forward and what's happening with insurance rates for policies that would cover such claims?

How long has it been since you last reviewed your life insurance coverage? If you are like most people, chances are you long ago filed your policy away and haven't thought about it since.

But life is not static, and circumstances change. Major life changes can shape how much financial protection you and your family need. But more than major life changes can affect your policy coverage, so it's a good idea to revisit your policy on an annual basis to see if it still offers the coverage you need.

Many parents get a big surprise when they find out that their health insurance won't cover their kids when they go off to college, particularly if they are out of state.

The problem is that the health plan they may get through work may not have networks in the area or region. If your child is going to school locally or in the same part of the state you are in, the chances are good you'd be able to keep them on your plan. However, that's not always the case. So what are your options?

In courtrooms all over the country, battles are occurring between businesses who endured COVID-19-related shutdowns and insurance companies who believe they are not obligated to reimburse them for their losses.

So far, the courts are mostly siding with the insurers, but not in all cases. Here's what's going on.