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Medicare beneficiaries who receive certain physician-administered prescription drugs in hospitals could see significantly lower out-of-pocket costs under a new proposal from the Trump administration.

The Centers for Medicare & Medicaid Services (CMS) has proposed changing how Medicare reimburses hospitals that participate in the federal 340B Drug Pricing Program, which aims to support hospitals and clinics that serve many low-income patients. Administration officials estimate that the change would save Medicare beneficiaries about $1.1 billion in copayments next year, with the average affected Part B enrollee saving roughly $800 annually in out-of-pocket costs.

California Insurance Commissioner Ricardo Lara has ordered an average 6.6% increase in the advisory workers' compensation benchmark rate for policies incepting on or after Sept. 1, 2026, marking the second consecutive increase after more than a decade of declining rates.

What are the costs that drove the decision?

A new bill in Congress would place a $5,000 annual cap on out-of-pocket costs for people enrolled in traditional Medicare, a change supporters say would protect millions of older Americans from potentially devastating medical bills.

The Medicare Cost Cap Act addresses a key problem with traditional Medicare: It does not limit how much beneficiaries may have to pay for covered medical services. How would it work? What are its chances of passage?

When agricultural operators purchase coverage, the policies that typically come to mind are workers' compensation, commercial property, agricultural vehicle, equipment breakdown insurance and crop and livestock coverage.

One often-overlooked type of coverage protects against harassment and discrimination claims made by employees. It's a mistake to pass on this coverage, known as employment practices liability insurance, due to the nature of the agricultural industry.

Many EPLI claims in agriculture stem from heavy reliance on seasonal and migrant labor, isolated work environments and power imbalances between supervisors and workers.

Medicare health benefits seem confusing to many people, so it is important to learn what is available and what to expect before you have to sign up.

You have three months before you turn 65, the month you turn and three months after you are 65 to decide how extensive are the Medicare benefits you would like to have. Here are your choices.

Many people think that only their closest relatives will inherit what is specified in a will. However, inheritance laws are much more complex than that and come with some unexpected consequences. It is important to know what will happen, whether there is a will in place or not.

Despite expected longevity increasing, more and more people will also need long-term care at some point in their life.

But, in the event of a long-term care need, it's important that the family stays focused on the emotional and physical needs of the person needing care. Having properly planned for this eventuality with insurance coverage allows them to do so. Here's how you can plan.

Most Americans tuck their life insurance policies away after purchasing them. But, it's important to review your policy periodically, particularly if you've had any life changes that may require alterations to your coverage. Otherwise, your family could be left with costs and bills they may not be able to cover.

This item sets out some developments that should prompt a policy review.

While you already have enough to worry about when your child leaves for college, you don't want the specter of them dealing with the theft or damage of their possessions while there.

For about $150 a year, you can protect your child's possessions against theft or damage caused by fire, lightning, smoke, vandalism, electrical surges, windstorms or hail, water damage from utilities or appliances, and more. The same insurance also provides liability protection for students living off-campus. Here's how it works.

Back pain is one of the top reasons that people begin to lose mobility in middle age. Besides staying limber and learning techniques to strengthen your core muscles, one of the best ways to be kind to your back is to sleep on a proper mattress. 

Considering that you will spend roughly a third of your life asleep in bed, choosing the right mattress is an essential part of managing low back pain. It can make the difference in whether you can sleep at night and function the next day.

If you haven't nearly been run over by one by now on one of your walks, you may not have noticed that e-bikes are growing in popularity. But, along with the convenience of less pedaling and faster speeds, comes a greater risk of an e-bike rider injuring themselves or a pedestrian, or damaging a third party's property.

Most goods in the U.S. are delivered by truck. Trucking companies, businesses that deliver their own product and their customers rely on well-functioning vehicles and drivers for the success of their operations.

Too often, though, driving a truck is not conducive to good health. That can spell trouble for the drivers and for the profitability of their employers.

Read this to see what you can do to maintain a healthy driving force.