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If you have not yet distributed the state's new required "Workplace Know Your Rights" notice to your workers, you missed the Feb. 1 deadline and need to act immediately.

California's Workplace Know Your Rights Act (SB 294) mandates that employers provide all employees with an annual, stand-alone written notice detailing key workplace rights, including immigration protections, union organizing, workers' compensation and law enforcement interactions. Failure to notify employees can result in penalties of $500 per employee.

Retirement planning is not just about accumulating assets. For many Americans, the greater challenge is turning those assets into dependable income that lasts for life. Market volatility, longer life spans and uncertain returns have made that task more complex.

In that environment, annuities have become an increasingly important tool to address common retirement risks.

Rather than viewing an annuity as a standalone product, it may be more helpful to think of it as one piece of a broader retirement puzzle.

What's keeping U.S. CEOs up at night? A new study finds they are mostly concerned about supply chain risks, economic instability and tariffs and trade uncertainty. The question is: what are they doing about it?

Cyber attacks are growing exponentially against businesses, and with each intrusion they are getting costlier and costlier for the companies who have been victimized.

And because of these increasing costs and attacks, the cost of cyber insurance is also climbing and underwriters are getting pickier when pricing policies. What can your organization do to make those underwriters happy and hopefully help them garner lower rates?

If a natural disaster were to strike, would your company be ready? Has your management team hardened the business to continue operating in case of a disaster? 

With natural catastrophes growing in number and severity, businesses more than ever need to have in place plans for a quick recovery for the sake of their investors, customers, employees and vendors.

Here are some basic tips to ensure the survival of a small business in the event of a disaster.

The helmet is no longer just gear for protecting your construction workers' noggins. Thanks to advancements in smart helmets, it now has technology to further protect workers from other jobsite hazards and improve communications with other workers and supervisors.

Unlike traditional hard hats, smart helmets combine certified head protection with embedded sensors, cameras and connectivity tools. While not cheap, they can enhance workplace safety, coordination and data collection to support management decisions.

Transportation-related incidents remain one of the leading causes of workplace fatalities for construction firms, utilities, emergency responders and other contractors working on or near roadways.

Employers operating in these environments must prioritize protecting workers and the public — and that starts with a strong safety program that accounts for the most common hazards.

Retaliation is the most common employment-related claim filed with the U.S. Equal Employment Opportunity Commission and often accompanies discrimination or harassment complaints.

For employers, these claims can be more difficult to defend than the underlying allegation because courts interpret retaliation broadly and juries closely scrutinize timing and intent. As a result, these cases can be costly to defend even if the complaint is found to be meritless.

Improving your home's security can protect your family and belongings and may reduce your homeowner's insurance premiums at the same time.  

Insurers base rates partly on risk. When you take steps to reduce the risk of theft, fire or property damage, many companies reward you with discounts. But which improvements are most likely to reduce your rates while strengthening your home's protection?

If you own a second home like a beach cottage, mountain cabin or inherited family property, you can consider yourself lucky to have a weekend or vacation getaway. However, that extra property can turn into a massive liability without the right coverage.

The policy you need will depend on whether you have someone living on the property, whether you rent it out on a site like Airbnb or whether it sits vacant for extended periods of time. Here's what you need to know.

California lawmakers are considering new legislation that could make it easier for homeowners to file and collect insurance claims for smoke damage after wildfires.

The bill was introduced in response to reports of insurers and the California FAIR Plan denying or limiting claims for testing and cleanup of heavy smoke and soot damage after the 2025 Los Angeles wildfires. Here's how it could help homeowners.

A trip to the hospital can be physically and emotionally draining — and expensive. Even with solid health insurance, a hospital stay often leaves patients responsible for deductibles, copays and coinsurance.

And what if you miss a few days of work and have no paid leave left? Can you still pay your bills?