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One workers' comp claim can send your experience modifier spiraling out of control if the injured employee stays away from work for an extended period of time.

The longer they are off work, the more costly the claim becomes since they will continue receiving temporary disability payments. That's in addition to any medical expenses that are incurred.

Long open claims can hurt your future insurance premiums as well. Here's how to ensure the claim stays open only as long as necessary.

The way the National Flood Insurance Program sets premiums for coverage changed for the first time in 50 years recently and while most people who buy flood insurance will see small monthly increases, others will not.

Here's what's happening and how you can find out how your home would rate under the new system.

Dual-Eligible Beneficiaries Choose Medicare Advantage over Fee-for-Service Dual-eligible Medicare beneficiaries are more likely to choose Medicare Advantage plans over traditional fee-for-service (FFS) Medicare. A recent study from the Better Medicare Alliance found that 44% of Medicare beneficiaries who also qualify for Medicaid are enrolled in Medicare Advantage, versus just 35% enrolled in FFS Medicare.

Can someone recover damages from a business if they claim that a family member caught COVID-19 at work and spread it to them?

For California businesses, a court recently said that they might be able to. And courts in other states may use the decision as guidance.

The auto industry continues to roll out new and improved safety features to protect drivers in case of an accident.

The good news is that besides saving lives, if you purchase a car with one of these features, you may earn a discount on your insurance premium.

If you find signs that your house's foundation may be damaged, it's obviously disconcerting since it is the support structure for your entire home.

A damaged foundation can wreak havoc, putting your home off kilter — and making those repairs can be costly. You may think that your homeowner's insurance will cover repairs, but that's only true in certain circumstances.

Employers with 10 or more employees must post their completed OSHA Form 300A by Feb. 1 and keep it posted in their workplace until April 30.

The form must be posted where the company usually posts other employee notices, like minimum wage and workplace safety notices. Form 300A summarizes the total number of fatalities, missed workdays, job transfers or restrictions, and injuries and illnesses at a business, as recorded on Form 300. Here's the scoop.

The old saying goes "April showers bring May flowers." However, those same showers can also bring something unwanted: water damage.

Rain that exceeds the capacity of storm sewers, sump systems, bodies of water and the ground's ability to absorb and hold water can cause big problems for your home, resulting in significant water damage and monetary costs. Or you may have a leaky roof that leads to water seeping into your home.

How do you prevent this from happening, and what does your homeowner's insurance cover?

Millions of people in the United States do not receive proper dental care because of various barriers limiting their access to dentists, according to a new report.

Those who forgo adequate dental care place themselves in a higher risk category for diabetes, respiratory illness and cardiovascular disease.

All employers or individuals planning to add dental care to their benefits should know why this type of care is essential. Here are the top seven benefits of regular dental care.

The Biden administration is considering reducing the 15% hike for the standard Medicare Part B premium for this year after the maker of the new Alzheimer's drug Aduhelm announced that it would halve the price of the controversial medication.

But after a preliminary decision by the Centers for Medicare and Medicaid Services on Jan. 1 that it would limit coverage of Aduhelm to recipients in clinical trials for the medication, there may be calls for a larger rate cut. Here's what's going on.

The average nursing home stay nationwide is 2.3 years for men and 2.6 years for women, according to research.

The average cost of a nursing home, again using nationwide averages, runs at $255 per day for a semi-private room — or $93,075 per year. And your health insurance or Medicare won't pay for it.

How would you pay for long-term care if you were to need it?

When it comes to figuring out how much life insurance you need, it's important to determine how much you're financially worth to your family. Otherwise, you'll probably end up buying too much or too little insurance coverage.