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If you're moving to another city or state, don't forget about your Medicare coverage. Depending on the type of coverage you have and where you move, you may need to change plans, and Medicare gives you a limited window to do so.

Moving outside your Medicare Advantage or Part D plan's service area generally qualifies you for a Special Enrollment Period, which allows you to change plans without waiting for Medicare's annual open enrollment period.

Here's how it works and how we can help.

Besides improving our overall physical health, exercise can provide a boost to our mental health as well.

Exercise has been proven to lift people's spirits as it releases endorphins in our system that can brighten our outlook and reduce our stress. The good news is that you can turbo-charge the mental health benefits from your exercise regimen if you take a few extra steps that may provide you with more enjoyment, boost your social activity and calm your senses.

Autumn is a wonderful time of year and comes with colorful fall and harvest festivals and, of course, Halloween celebrations. 

During all the festivities and fun, it's a good idea to take precautions to make sure that all family members, including pets, enjoy a safe experience, particularly during Halloween. The most important thing is ensuring that your kids are safe when trick-or-treating, but Halloween parties can also pose risks to your family, guests and property.

Here's how to keep everyone safe.

Is caffeine part of your everyday routine? Maybe you rely on it to get through that afternoon slump or a night shift at work.

It's estimated that 90% of U.S. adults ingest some form of caffeine every day, and for most it's in the form of coffee or espresso drinks. While caffeine often gets a bad rap, recent studies suggest that it improves your mood and may help you live longer, as long as you aren't guzzling the stuff.

As millions of baby boomers in the United States reach old age every year, experts predict the number of long-term care patients will double over the next 30 years.

This means that if individuals don't have a long-term care plan in place, they and their families may have to face some tough choices down the road. This article explains why a long-term care plan is critical for every boomer.

Dying can be an expensive business. Many families are burdened by the final expenses for loved ones and sometimes they are stretched to make the final preparations. 

But you can help your family by securing final expense insurance, which is designed to cover the bills that your loved ones will face after your death. Costs include medical bills and funeral expenses. That said, if you are considering this type of insurance, you have to make sure you get it right.

California has approved a statewide Zone 0 wildfire standard that establishes requirements to reduce combustible materials immediately around homes in areas with elevated wildfire risk.

The California Board of Forestry and Fire Protection approved the regulations on Aug. 19, 2026. The rules apply to properties in State Responsibility Areas and Very High Fire Hazard Severity Zones within Local Responsibility Areas and affect an estimated 2 million homes. What is Zone 0 and will your insurance company accept the new standard? 

It pays off to review your current Medicare health and drug coverage during the annual Open Enrollment Period, which runs from Oct. 15 through Dec. 7. If you are enrolled in Medicare Advantage or a Part D plan, you should also take this time to look at your plan to ensure your doctor is still in the insurer's network and any medications you need are still covered. If not, you may want to look at other plans.

There's a lot to consider during this time. Here are the options you have.

High employee turnover can cost businesses more than the direct costs of recruiting, hiring and training replacements. A revolving door of workers may also increase the likelihood of employment-related claims and lawsuits.

Each time an employer hires, disciplines or terminates a worker, there is potential for a dispute. As the number of these employment decisions increases, so may the company's exposure to allegations of discrimination, harassment, retaliation or wrongful termination. If you have high turnover, there are steps you can take to limit your exposure.

Cargo theft rings are becoming increasingly sophisticated, using stolen business identities, hacked e-mail accounts and inside information about shipments to pinpoint high-value loads they can steal and quickly resell.

For companies with fleets, the stakes are growing. Criminals are increasingly attacking the entire chain of information used to book and move freight, and a company can lose a load without a thief ever breaking a lock. What can fleet owners do?

Homeowner's insurance provides vital protection against a range of risks, including property damage to not only your home but also its contents.

However, not all of your property is equal in the eyes of your insurer. It may limit how much it will pay for the loss of, damage to or destruction of expensive, specialty or rare items, including antique furniture, jewelry, fur coats, watches and collectibles. That could leave you significantly out of pocket, but there's a solution.

A volatile stock market is fine for the 20- and 30-somethings. It's a different matter for people approaching retirement.

Your retirement nest-egg should be a source of security and comfort to you. It shouldn't be something that makes your blood pressure spike. The current coronavirus-driven market slump is a timely reminder of how volatility will always rear its head. If recent volatility is worrying to you, it may be time to take some action.