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While you should exercise to take care of your health, what you put into your body can have a great impact on how you feel and your overall general health.

And as part of your efforts to stay healthy, you're also trying to stave off diseases, like heart disease, cancer and other issues that unhealthy foods can help usher in. So, what can you eat that will give your body the most bang for the buck? Find out here.

How long you wait to notify your workers' compensation insurer of a workplace injury can make a significant difference in the cost of that claim.

When your premium is calculated, one of the key elements that your carrier takes into account is the cost and frequency of prior claims during the past few years. In short, by improving your organization's injury notification times, you can also positively affect the cost of the claim, which in turn can help reduce your overall workers' comp premiums going forward. Here's what you need to know.

One of the biggest challenges as we age is the prospect of having to spend days, weeks, months or even years in a care setting such as a hospital or nursing home.

If you're on Medicare, it can help foot the bill for the first 60 days, but far less in the following 30 days, and after that you are mostly on your own. If you're enrolled in traditional Medicare or a Medicare Advantage plan, you'll be responsible for growing out-of-pocket costs and paying full fare after day 90, or sometimes day 150.

The Centers for Medicare and Medicaid Services has completed a second round of negotiations to lower the prices of 15 expensive and widely used prescription drugs for Medicare enrollees by an average of 36%.

The new prices, which will take effect in 2027, include popular medications like Ozempic and Wegovy, two expensive diabetes drugs that are also effective for weight loss. The list also includes other drugs that treat asthma and COPD, cancers, Type 2 diabetes, arthritis and other conditions. Some drug prices were drastically reduced by 75% to 80%.

The House of Representatives has unanimously approved legislation that would extend Medicare's Acute Hospital Care at Home program for five more years through 2030. The bill now moves to the Senate for consideration.

For Medicare beneficiaries, particularly seniors who prefer receiving care at home or want to avoid extended hospital stays, the Hospital Inpatient Services Modernization Act would help preserve access to a care model that has expanded rapidly since it was introduced in 2020.

While your health insurance will cover most of your health care costs, if you are hit with a serious illness, you'll likely be out more than just your out-of-pocket expenses for health care.

The time off recuperating or receiving treatment can cut into your ability to earn a paycheck and pay the myriad of recurring expenses you're faced with: rent or a mortgage, car payments, credit card payments, utilities, food…you get the picture. Did you know there's an inexpensive solution?

The biggest advantage of term life insurance is that it's affordable. It provides the greatest possible protection for the lowest monthly premium — for a while. Most people buy term life insurance to protect their families for 20 years or so, or until the children are grown. Term life is often the most cost-efficient solution for these temporary protection needs.

But what happens when your term policy is about to expire — and you still need life insurance protection?

A recent decision by a U.S. Court of Appeals illustrates how robust documentation on the part of employers can thwart questionable discrimination lawsuits filed by employees or job applicants.

While the decision by the appellate court for the Fourth Circuit in Chapman v. Maryland Department of State Police is not binding outside Maryland, it reinforces the notion that consistent, specific and timely documentation can defeat discrimination lawsuits before they go to trial.

Rebuilding a home is a major undertaking, whether you're repairing damage after a loss or adding new space. But many homeowners don't realize that once construction begins, their homeowner's insurance won't cover parts of the structure that are being built or the materials being used.

So, what can you do if you are rebuilding or upgrading your home?

The U.S. property-casualty insurance industry is on track to grow faster than the overall economy in 2025, according to a new analysis from the Insurance Information Institute and Milliman.

Strong premium growth and more manageable replacement costs have helped insurers turn in a better year than many expected, even as economic risks linger. The story behind these numbers is that the insurance market has become more stable and resilient than it was just a few years ago. That doesn't mean rates are falling or that all lines are healthy, but it does signal a market that is less crisis-driven and better able to absorb shocks from inflation, supply chains and natural catastrophes.

The U.S. construction industry spent 2025 balancing extraordinary project demand with persistent economic and operational pressures.

Federal infrastructure funding continued to push billions into public works, while private-sector development in data centers, warehouses, clean-energy facilities and advanced manufacturing held steady. Yet inflation, supply-chain constraints, rising material costs and a deep workforce shortage intensified risk, elevating the importance of insurance in particular for complex, high-value projects.

Here's a look at the main developments in construction insurance for 2025.

For your group health plan enrollees, finding a doctor who accepts their plan should be straightforward since each plan typically has a network of physicians available for enrollees.

However, enrollees regularly learn that a doctor that is clearly listed in their health plan's provider list is no longer in their insurance company's network, which can result in delayed or denied care as well as higher out-of-pocket costs. Welcome to the problem of health plan "ghost networks," or "ghost providers," which are usually the result of outdated provider lists.