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Watching their group health plan premiums climb higher with each passing year, some employers start looking into alternative funding strategies in hopes they can get a better handle on their employees' health costs.

While group plans are the standard, larger employers have typically had more options for funding their group health coverage, but now even small and medium-sized employers — even companies with fewer than 100 employees — can benefit from alternative funding approaches.

One of the biggest mistakes you can make if you incur damage to your business premises is to wait too long before filing the claim with your insurer.

Believe it or not, this is a common problem for businesses. It is one of many mistakes business owners make in filing claims. This item sets out the surefire ways to risk having your claim denied or disputed by your insurance company.

It's one of the biggest and most costly mistakes homeowners make: They pay no mind to an aging roof until they see a leak from the inside. But by the time water damage becomes visible from inside the home, there may already be extensive rot and mildew between the ceiling and roof.

Suddenly, instead of just replacing shingles or laying down new pitch and gravel on a rooftop, your contractor may be cutting into drywall or replacing sections of the ceiling and roof. In some cases, you may have to go through a costly mold remediation project. Here's how to avoid this type of scenario.

Many Americans take a vacation during the summer, heading out of town, often a few hundred miles away — or sometimes farther afield.

While you are enjoying your time away, your home will likely be sitting empty, and that could be a prime target for thieves. But there are precautions you can take to thwart would-be robbers from breaking into your residence and making off with your valuables.

Imagine you've just been in a car accident. You're shaken and confused, and out of nowhere, a tow truck shows up offering to help. It feels like a stroke of luck, but it could actually be the start of a costly scam.

A growing number of motorists are being targeted by predatory tow truck operators. These scammers take advantage of drivers at their most vulnerable moments, towing vehicles without proper consent and refusing to release them until large out-of-pocket fees are paid — charges that often aren't covered by insurance. Here's how to avoid the scam.

The U.S. Department of Health and Human Services has issued fitness guidelines that recommend adults get two and a half hours of moderate exercise every week, at a minimum. 

The slogan of the new guidelines is "move more, sit less," in an attempt to address the two main reasons many of us don't get enough exercise. This new guidance is the first update to the guidelines since 2008, when they were first released.

But how do you get started safely? Follow these tips.

As wildfire seasons grow longer and more intense due to rising temperatures, utilities in high-risk areas are increasingly using public safety power shutoffs to prevent fires sparked by electrical equipment, one of the leading causes of wildfires.

These proactive outages can leave communities without power for hours — or even days — especially during dry, windy conditions. If you live in an area that is prone to wildfires and there is a possibility of rolling blackouts by your utility, you need to be prepared if the power is shut off for an undetermined amount of time.

For most investors — even those with significant wealth — a secure financial future doesn't simply happen. Instead, it must be carefully crafted to help meet your most important goals and leave nothing to chance.

As an investor looking to make the smartest possible decisions about your money, you need a comprehensive understanding of your current financial situation and a reliable roadmap of where you're headed. The key lies in an important but often overlooked component of the financial planning process called cash-flow planning. Here's how it works and how you can benefit from it.

Leaving a financial legacy to support your family or a worthy charity shows how much you care. If this is one of your lifetime goals, there are several ways to help you make a real difference in the lives of others.

The Occupational Safety and Health Administration has overhauled its Site-Specific Targeting inspection program, marking a major shift in how the agency identifies and prioritizes workplaces for inspection.

Effective May 20, 2025, the new guidance applies to non-construction employers with 20 or more employees and significantly increases OSHA's reliance on employer-reported injury and illness data submitted every year on Form 300A. How will OSHA prioritize which employers are candidates for inspection?

With reports of cyber criminals increasingly focusing on smaller companies for targeted attacks, now more than ever businesses that store sensitive data need to consider how they protect their information systems.

While you can install firewalls and take other precautionary measures, should an attack occur, you will be left facing untold costs and possible fines and lawsuits by those whose data may have been exposed. One way to protect your company is by securing a cyber liability policy.

Do you hire teens at your workplace? Some firms hire extra summer help, which is perfect for teens looking to gain work experience and make some spending money, while others employ them year-round.

But hiring teenagers means you need to be extra attentive to training them to do their jobs safely. Each year, 70 teenagers die while working in the U.S., while about 100,000 are injured seriously enough to require emergency room treatment.